For loan rates, click here.
Rates
Dividend Rates & Annual Percentage Yield (APYs)
These rates may change after an account is opened. The Annual Percentage Yield is accurate as of the last dividend declaration date.
Rates current as of 1/7/13.
| Account Type |
Term |
Dividend Rate |
APY |
| Open Account |
Quarterly |
0.15% |
0.15% |
| Minor Club Account |
Quarterly |
0.15% |
0.15% |
| Christmas Club |
Quarterly |
0.15% |
0.15% |
| Funeral Trust |
Quarterly |
0.15% |
0.15% |
| Share Draft Account |
Monthly |
0.10% |
0.10% |
| Shares (Insurance) Account |
Quarterly |
0.00% |
0.00% |
| Traditional IRA Open Account |
Quarterly |
0.25% |
0.25% |
| Roth Conversion IRA Open Account |
Quarterly |
0.25% |
0.25% |
| Roth IRA Open Account |
Quarterly |
0.25% |
0.25% |
| Educational IRA Open Account |
Quarterly |
0.25% |
0.25% |
| SEP IRA Open Account |
Quarterly |
0.25% |
0.25% |
| Super Shares: $100.00 - $2,499.99 |
Monthly |
0.15% |
0.15% |
| Super Shares: $2,500.00 - $9,999.99 |
Monthly |
0.20% |
0.20% |
| Super Shares: $10,000.00 - $24,999.99 |
Monthly |
0.30% |
0.30% |
| Super Shares: $25,000.00 - $74,999.99 |
Monthly |
0.40% |
0.40% |
| Super Shares: $75,000.00 + |
Monthly |
0.45% |
0.45% |
$100 minimum balance for dividends except Minor Club Accounts minimum are $5.
IRA & Term Share Certificates
Rates current as of 1/7/13.
| Term |
Dividend Rate |
APY |
| $500 Minimum Balance |
| 6 months |
0.20% |
0.20% |
| 12 months |
0.25% |
0.25% |
| 24 months |
0.30% |
0.30% |
| 36 months |
0.45% |
0.45% |
| 48 months |
0.70% |
0.70% |
| 60 months |
0.90% |
0.90% |
| $10,000 Minimum Balance |
| 6 months |
0.35% |
0.35% |
| 12 months |
0.40% |
0.40% |
| 24 months |
0.45% |
0.45% |
| 36 months |
0.60% |
0.60% |
| 48 months |
0.85% |
0.85% |
| 60 months |
1.00% |
1.00% |
| $100 Minimum Balance Youth CD |
| 12 months |
0.30% |
0.30% |
| 24 months |
0.35% |
0.35% |
| 36 months |
0.50% |
0.50% |
| 48 months |
0.75% |
0.75% |
| 60 months |
0.95% |
0.95% |
NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
The APY assumes the principal and earned dividends remain on deposit until maturity.