Products & Services

Savings Products

• Regular Savings Account

• Minor Club Account

• Money Market Accounts

• Christmas Club Accounts

• Health Savings Accounts

• Certificate of Deposit — All Ages

• Funeral Trusts

• Tax Accounts

• Accounts for Any Reason

Fee Free Checking Accounts

• Regular Checking

• 55+ Checking

• Student Checking

• Small Business Checking

• Debit Card — ATM Access

Individual Retirement Accounts

• Roth

• Conversion Roth

• SEP

• Regular

• Education

Loan Products and Services

• Quick Approval and Turnaround

• Auto Loans — New and Used

• Recreational Vehicle — New and Used

• Motor Home

• Debt Consolidation Loans

• Line of Credit

• Signature Loans

• Loans for Any Reason

• Mortgage Loans of All Types

• Home Equity Loans

• Credit Cards

Convenient Access — Additional Services

• "MARS" Member Audio Response System

• 24-Hour Telephone Teller

• Online Bill Pay

• Drive Through

• Automatic Payments and Direct Deposit

• Mobile Banking (mcecu.mobi)

• Wires

• Foreign Money

• Savings Bonds Redemption

• Coin Counter

• Free Notary Service

• Gift and Travel Cards

• On-site Financial Counselors

• Reorder Checks

• E-Statements

• Register through the “Remote Deposit” tab in your mobile app

• Once registered, you will get an approval email

• Sign your check and add “For RDC Deposit Only to MCECU”

• Snap a picture of the front and back of your check

• Click “Next”

• In most cases, check will be deposited into your account on the same business day

  (submission deadline 4:00 p.m. during normal business hours)

Buy or Sell Foreign Currency

• Avoid fees and inflated exchange rates in airports, hotels, and banks

• Eliminate ATM and credit card surcharges